Experienced Disability
Lawyers in Ohio

The Supplemental Security Income (“SSI”) program pays benefits to disabled adults and children who have limited income and resources. Individuals do not need to have worked a certain amount of time prior to becoming disabled in order to qualify for this benefit.

If something happens to a worker, benefits may be payable to their widow, widower or surviving divorced spouse with a disability if the following conditions are met: (i) he or she is between ages 50 and 60, (ii) their condition meets the definition of disability for adults, and (iii) the disability started before or within seven years of the worker’s death.

An adult disabled before age 22 may be eligible for child’s benefits (“DAC”) if a parent is deceased or starts receiving retirement or disability benefits. Social Security considers this a “child’s” benefit because it is paid on a parent’s Social Security earnings record. The “adult child”—including an adopted child, or, in some cases, a stepchild, grandchild, or step grandchild—must be unmarried, age 18 or older, and have a disability that started before age 22.

SSD benefits available to a disabled worker’s children, spouse, and other dependents or to his or her survivors in the event of the disabled worker’s death.

Long-Term Disability (“LTD”) insurance pays a percentage of a worker’s salary, usually 50 to 60 percent, depending on the specifics of the policy. LTD benefits last until the worker can go back to work or for the number of years stated in the policy. A worker’s employer may provide LTD benefits or a worker may purchase their own policy. A worker needs to prove that he or she meets the LTD policy’s specific definition of disability for a claim to be granted.

Service-Connected Disability Compensation is a monetary benefit granted to veterans who are determined by the VA to be disabled by an injury or illness that was incurred or aggravated during active military service.